Loan/Borrow

Loan and Borrow Opportunities

Hummingbird Finance offers a seamless loan and borrow system where users can utilize their $HBF tokens as collateral to access stablecoins. Borrowers pay a fixed 4% processing fee upfront, with the loan principal and interest repayable entirely in $HBF tokens, regardless of the token's price fluctuations. Loan revenue, including fees and interest, is distributed across the ecosystem, with 50% allocated to $vHBF stakers and the remainder supporting project growth. This structure ensures a sustainable lending model while providing consistent rewards for investors.